Where to Buy XRP (Ripple), Including in the USA

If you’re wondering how or where to buy XRP, we've researched top platforms and reputable exchanges thats sells and trade Ripple XRP securely. Compare and select the best platfom from where you can buy Ripple XRP in 2023.
Image of Ripple coin and places where you can buy XRP

XRP is a payments network designed to serve the financial services industry. It is the native token and digital currency of Ripple, a digital payment platform that uses blockchain technology to facilitate global interbank transactions.

In this guide, you will know what the best cryptocurrency trading platforms to buy and trade XRP are, after careful analysis and learn how you can buy XRP using a regulated exchange.

List of The Top Platforms and Exchanges Where You Can Buy XRP in 2022 – 2023

Here are the top 6 exchanges where you can buy Ripple (XRP) right now:

To buy some Ripple XRP cryptocurrency, a trusted and regulated exchange platform such as Binance is a good place to start. Binance however, is not the only exchange that sells XRP.

Some of the best places and exchange platforms to buy and trade XRP today include eToro, Bitstamp, Bitfinex, Bithumb, Uphold, Huobi Global and FTX.

Skip to: Detailed guide and list of top platforms to buy XRP | How to buy XRP.

XRP in the Digital Economy

The purpose for this token is to make currency conversion easy and enhance international financial transfers.

“Ripple claims its payments network will bring in a “new global finance era.” Its products are used for making payments and asset exchanges, similar to SWIFT, which provides financial transactions between banks worldwide.

Simply put, it’s a cryptocurrency that helps financial institutions provide a better payment experience.

And you’ve probably heard of a few of its customers, which include Bank of America, American Express and Santander, to name a few.” Says, Farran Powell, former assistant managing editor of Investing at U.S. News & World Report and deputy editor of Investing & Retirement at Forbes Advisor.

Expert opinion: The cryptocurrency market isn’t a stable one. However, new coins are constantly being introduced to the market, and Ripples XRP is just one of them.

Where to Buy XRP: The Top 6 Exchanges for 2022 Analyzed

XRP can be purchased from a number of exchanges. You can buy and trade XRP right now from popular exchanges such as eToro, Bitstamp, Binance, Bitfinex and Bithumb.

This guide shows you top places (exchanges) that sell and trade XRP, and covers the most important details.

Without further ado, here is a reviewed list of the top exchanges that allows XRP to be bought or traded right now:

1. eToro

Overall best place to buy XRP right now in the USA

Informative image showing Ripple availability and XRP price on eToro exchange

At the very top of the scoreboard for places to buy XRP in the USA is eToro. eToro tops the list of best places to buy XRP because it is secure and appeals to both beginners and experienced crypto investors.

eToro is the best trading platform that is well suited for both beginners and experienced users to buy, sell and trade XRP. With over 20 million traders, eToro is one of the most popular online broker authorized and regulated by the SEC (Securities and Exchange Commissions) in the USA.

Such regulations mean it is a safe platform for traders. To buy XRP on eToro, start by setting up an eToro account and then simply choose a deposit method for buying XRP.

The platform supports XRP but charges significantly higher fees than some of the competitors. However, with such fees comes great security, easy user experience, a whole lot of tools and trading features. eToro has a FINRA membership and is also licensed by bodies in Cyprus, the UK, and Australia.

On the eToro website, you can easily open a crypto account in minutes, and you will be able to purchase XRP on a spread-only basis. What this means is that the only fee that you need to pay is the gap between the buy and sell price.

Overall, if you’re wondering where to buy XRP in USA, both eToro and Binance are great options, but eToro is the best place to buy XRP right now in 2022. If you are a US client depositing funds in USD, you get free transaction without fees using any of the payment methods supported by eToro.

2. Binance

Best exchange to buy and trade XRP securely

Binance offers over 60 ready to trade cryptocurrencies for customers in the USA, including XRP. Binance is one of the largest and most popular exchanges in the cryptocurrency trading industry.

As a widely known and popular platform, traders and investors have many trading options, and the platform offers lower fees than many other exchanges. However, the platform is known for being a little more complex than the other options above and may not be very suitable for beginners to purchase XRP, unless you intend to do more complex trading in the future.

In the United States, Binance is only available in 44 states. While the possibility of it not being accesible at your location isnt ruled out, Binance has more than 100 million trading accounts and is still one of the best places to buy XRP, especially if you’re in the USA. All the XRP you buy will be placed in your Binance web wallet.

3. Bitstamp

Best place to buy XRP for new investors

Bitstamp buys and sells XRP

Bitstamp is the best place to buy Ripple XRP for new investors because it has the lowest transaction fees to help new crypto traders with small investment portfolios get started easily.

Bitstamp is an affordable and low-fee crypto exchange that is ideal for new investors especially and then experienced investors alike. The platform is known for having lower fees than many of its competitors.

One very good and probably the best place to buy XRP for new investors that are concerned about paying high fees on small volume trades is Bitstamp. The reason is because the lower fees and rates on Bitstamp beats its competitors, the platform is very user friendly and packs a whole lot of useful features for any category of users.

While some major cryptocurrencies aren’t available on Bitstamp it offers over 50 cryptocurrencies to trade and you will easily find XRP on its list. There are different recognized and easy modes of payments and deposits with no minimum deposit threshold.

In a bid to be the best altcoin exchanges on the market, Bitstamp offers an array of advanced trading tools including a crypto savings wallet, a dedicated market insights section which rounds up the latest news and updates in the crypto markets and a robust mobile app for crypto trading on the move.

4. Bitfinex

Bitfinex is a cryptocurrency exchange based in Hong Kong, and has been around since 2012. It is one of the oldest exchanges on this list that trades XRP.

While there has been some controversy surrounding the exchange, it has consistently been used and rated highly by new and experienced traders.

In some ways, Bitfinex is more advanced than other cryptocurrency exchanges, but unfortunately, it doesn’t accept customers from the United States. To buy your own XRP, simply set up a free account on the exchange platform, fund it and start trading.

5. Bithumb

Bithumb is a South Korean exchange and trading platform known for its highly accessible and knowledgeable customer services. It recently received regulatory approval and uses a secure system to give its users peace of mind with their accounts and coins.

If you’re looking to buy or trade XRP on Bithumb, the process is pretty simple. You simply set up an account using your email address and follow the easy to navigate platform to buy Ripple.

6. Uphold

This San Francisco-based digital platform offers a unique trading experience fondly depicted as “anything-to-anything” trading.

It enables users to conduct various types of trades including crypto (XRP included), equity, and precious metal trades while providing a range of other financial services to a global market.

With support for over 80 cryptos, more than 20 fiat currencies, and four precious metals, this multi-asset platform is both reliable and versatile.

There are many other exchanges that sell XRP. The above lists are, however, reputable exchanges with lots of customers and allow trading with many different cryptocurrencies and assets.

So, the next time you do a search for “where can I buy XRP?”, or “where to buy XRP 2022”, have in mind that you should only purchase the coin from reputable, well known and regulated exchanges.

If you are new to the whole cryptocurrency trading world, Investments experts recommend you choose a regulated exchange with easy-to-use features and support that can help you get started easily.

If you want to buy Ripple XRP right now in the fastest and cheapest way possible the step-by-beginners guide below will help you get started the right way.

How to Buy Ripple XRP in 4 Simple steps

To buy and trade XRP, you’ll first need to create an account with a trusted exchange that sells and trades XRP. Once you have an account, you can easily deposit fiat money or cryptocurrency to purchase XRP directly.

Follow these simple steps to buy XRP:

  • Step 1: Choose a trusted exchange platform of your choice. Choose from any of the top-rated exchanges and create a free account.
  • Step 2: Deposit Funds to buy your Ripple XRP. Click on the “Deposit” button on your selected exchange platform and choose your preferred method of payment.
  • Step 3: Search for XRP. Search for XRP on your platform of choice and use the buy button to continue.
  • Step 4: Select the amount of XRP you need and buy. Select the amount of XRP you would love to invest in and checkout to complete the process

Here are some of the reputable exchanges that currently allow XRP to be bought or traded:

  • Binance
  • eToro
  • Bitfinex
  • Uphold
  • Bitstamp
  • Huobi Global

How to Buy XRP with PayPal

Most crypto exchanges will not let you purchase XRP with PayPal.

The reason is because they do not process PayPal deposits. eToro, however, stands out as one of the few and best crypto exchanges where you can buy XRP with PayPal.

To buy Ripple using PayPal on eToro, you first have to create an account with both platforms and be fully verified, before you can deposit funds.

Buying Ripple with PayPal eliminates incurring any fees on your deposit. This means that you can buy the total worth of your investments without any additional charge.

eToro generally charges relatively smaller fees for crypto transactions.

What Is Ripple?

Ripple is a blockchain-based digital payment network, originally designed to replace the global money transfer network SWIFT to process financial transactions around the world.

To enable fast and affordable monetary transactions, the digital payment platform has its own cryptocurrency known as “XRP” to serve as the company’s own digital asset which works on the network to enhance currency conversion and international financial transfers.

Developed in 2012, one of the network’s key advantages is the low transaction fee using XRP as compared to what traditional financial institutions charge for international transactions.

While it can facilitate cryptocurrency exchanges, the network also supports a range of fiat currencies and commodities such as gold.

Expert Insight: Although Ripple operates as a legal entity in the US, you cannot buy XRP stock. The only way to invest in Ripple is to buy XRP tokens from an online exchange.

What is XRP?

XRP is a digital currency native to XRP ledger and operates on the Ripple blockchain payment system to enable transactions on the Ripple platform. In simpler terms, XRP is the payment method and currency you pay for international banking transactions on Ripple platform, but it is treated also as a cryptocurrency by the community.

Even though Ripple’s XRP Ledger platform acts as a decentralized exchange that enables XRP trading directly with peers, it is not completely decentralized like the other cryptocurrencies.

Although it differs slightly from other cryptocurrencies (because it is aimed at banks and financial institutions), the digital token can still be bought and traded freely like many of its digital counterparts in the cryptocurrency markets.

And as such, anyone can buy and sell XRP easily. Like any other digital asset that trades on public exchanges, the value of the coin rises and falls throughout the day.

Just like stocks, when you buy Ripple for your own portfolio, you can also trade and make a profit if the value of increases.

Risks of Buying XRP

The only way to make a well-informed decision as to whether or not XRP is an ideal investment product is to analyze and consider both the risks and potential upsides.

Some of the risks of buying XRP are;

  • Ripple XRP performance vs the broader crypto market. Compared to the broader crypto market Ripple has performed poorly. Although this is a stable coin, most investors buy Ripple with the intention of selling it later for profit.
  • Short requirement time for Interbank transactions. Another risk to consider before you buy XRP is that the digital token is usually only needed during the interbank transaction process for less than 4 seconds.
  • The price.
  • Supply in circulation.
  • Price predictions

XRP price

If you’re new to the world of cryptocurrencies, well, the price of this digital currency works virtually the same as a traditional NYSE or NASDAQ stock. That is, just like stocks, the price of XRP is dictated by demand and supply.

So, the more people become interested in the Ripple project and subsequently buy the digital token for their portfolio, the price of XRP goes up as an increase on its valuation. In the same way, if less people show interest in the digital token, and decide to sell, the XRP price will decline.

Frequently Asked Questions

References and resources


Investing in cryptocurrencies and other Initial Coin Offerings (ICOs) is speculative and highly risky. This article is not a recommendation by ITTVIS or the writers to invest in cryptocurrencies or other ICOs. This article is only a guide to help users seeking help on where to buy XRP. Because each individual’s situation is different, a qualified professional should always be consulted before making any financial decisions.

Craig Macaulay
Craig Macaulay

Craig Macaulay is an experienced prof. in business and human resource management. His area of expertise and interest includes business strategy, planning, Fintech and corporate social responsibility. Over the last decade, Craig has mentored several students, tried lots of software and served as a business technology analyst, operation, and marketing consultant for numerous businesses. In his words "I like to help small business owners grow their business and make money online, it doesn't hurt if we all just grow, you know".